Navigating Down Payment Options with Trusted Regina Mortgage Broker Ryan Boughen

5. Mar 2024 Trusted Regina Regina Mortgages, TRUSTED TIPS

The land of mortgages is big, and Ryan Boughen, a multi-award-winning Regina Mortgage broker with TMG The Mortgage Group, understands how confusing it can be with new rules, rates and information appearing regularly in the market. There are also dozens of lenders with thousands of mortgage products available. Ryan Boughen is a Trusted Regina Mortgage Broker, and in his latest mortgage tip, he shares down payment options and how much money you need to buy a house.

Unlocking Homeownership: Navigating Down Payment Options with Trusted Regina Mortgage Broker Ryan Boughen

You’re not alone if you’ve ever dreamt of owning a home. However, the path to homeownership often begins with the question: How much money do I need for a down payment in Regina?

Fear not, for we have Ryan Boughen, a trusted mortgage broker from TMG The Mortgage Group, to guide you through the ins and outs of Canadian down payment options and demystify the process of acquiring your dream home in Saskatchewan.

Before we delve into down payment options, let's take a moment to appreciate the Regina area’s unique real estate landscape. With its city life, lake communities, thriving bedroom communities, acreages and lots of diverse housing options, this area of the province offers a range of opportunities for prospective homeowners. Whether you're eyeing moving full-time to the lake and commuting to work from Regina Beach, or it’s time to look for a spacious family home in the city. The key to unlocking these dreams lies in understanding your down payment.

Canadian Down Payment Basics:

The minimum down payment in Canada to purchase a home depends on the property's purchase price. While the nationwide standard is 5%, I want to emphasize the importance of considering your financial situation and long-term goals. A higher down payment reduces your mortgage amount and can lead to lower monthly payments and interest costs.

Down Payment Programs:

The journey to homeownership becomes even more exciting with the availability of down payment assistance programs. As your dedicated TMG Regina mortgage broker, my team and I will walk you through various programs designed to make your dream home more attainable. From the First Home Savings Account (FHSA) to the Home Buyers' Plan (HBP) for RRSP withdrawals, these programs offer financial incentives and flexibility, ensuring that you can make a confident investment in your future.

Gifts:

Gifts are allowed from immediate family members (parents, grandparents, children), as well as non-purchasing spouses.

Flex Down (borrowed down payment):

Borrowers with a strong credit history and access to credit or a loan from a friend or family member may use borrowed funds for their down payment. The buyer must be able to afford the extra payments from the loan.

Customized Solutions for Every Homebuyer:

As a seasoned mortgage broker, I understand that each homebuyer is unique, and there is no one-size-fits-all solution. I take a personalized approach to mortgage brokering, tailoring my guidance to your specific needs and financial circumstances. Whether you're a first-time homebuyer or considering an upgrade, my team’s commitment to excellence ensures a smooth and enjoyable journey to homeownership.

Embarking on the path to homeownership in Saskatchewan is an exciting adventure, and with Ryan Boughen by your side, it becomes a seamless and rewarding experience. As you explore the various down payment options and navigate the intricacies of Saskatchewan's housing market, remember that your dream home is within reach.

Trust in Ryan Boughen, and let the journey to your new home begin!

Ryan and his team of Regina mortgage experts will determine your specific needs and then review and analyze the best mortgage option for you.

Mortgage Options Offered Include:

Get Approved On Ryan's Website Today - It Costs Nothing!

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Your Best Regina Mortgage Broker

Ryan Boughen Is A Trusted Regina Mortgage Broker

Welcoming Anchor Managed Solutions As Your Trusted Regina IT Expert

15. Nov 2023 Trusted Regina Regina Computers & Web Design, Trusted Regina Directory , Trusted Regina new Trusted partner , TRUSTED TIPS

The Trusted Regina Team is delighted to welcome our newest Trusted Regina Partner, Anchor Managed Solution, to the Regina Computer and Website Design Category. Get to know all they do and meet the people behind the business in our latest Trusted Regina article welcoming a new partner to our Regina community of locally owned businesses operated with integrity! Anchor Managed Solutions Are Trusted Regina IT Experts.

Meet Saskatchewan IT Experts -Anchor Managed Solutions

The Trusted Regina community is thrilled to welcome a new business-to-business partner to our thriving business ecosystem.- Anchor Managed Solutions, established in 2014, has quickly risen to become one of North America's leading IT companies, specializing in supporting small and medium-sized businesses in the Saskatchewan region. With a dedicated team of experts and a commitment to providing top-tier IT solutions, Anchor Managed Solutions has proven itself a trusted partner for businesses needing tech support and guidance.

Meet the Visionaries: Andrew, Pat, and Shawne

Behind the remarkable success of Anchor Managed Solutions Ltd. are three passionate and dedicated local founders: Andrew Ouellette, Pat Kolysher, and Shawne Hancock. These leaders have collectively brought a wealth of experience and expertise to the company, making Anchor a standout choice for businesses seeking IT excellence in Saskatchewan.

Andrew Ouellette's extensive experience in IT spans a wide range of industries. His profound knowledge has been honed through numerous projects, including designs for prominent organizations in Saskatchewan, such as mining, telecom, and health regions. Andrew has earned the trust of technical leads throughout the area and has a well-deserved reputation for delivering exceptional IT solutions.

Pat Kolysher’s versatility in the IT field is impressive. He excels in software programming, IT recruitment, business development, and account management. He holds a Six Sigma Green Belt Certification, showcasing his commitment to excellence. His history of providing software support to healthcare institutions, including the U.S. Department of Defense, demonstrates his dedication to developing innovative programs that meet the specific needs of businesses in our province.

Shawne Hancock's journey in the IT industry dates back to the late 90s and has taken him through various roles, from desktop support to managing one of Saskatchewan's largest help desks. His exceptional leadership and time management skills, shaped by his experience in the Canadian Forces, have been invaluable. Now, as the Chief Operating Officer of Anchor Managed Solutions Ltd., Shawne uses his expertise to ensure efficient operations and services for their clients.

Anchor Managed Solutions has brought a wave of change to many businesses in Saskatchewan, serving as a guiding light through the complex world of technology. Their award-winning Help Desk operates 24/7/365, providing the support you need whenever you need it. But Anchor offers more than just tech support. They provide a range of professional services, including project management, scoping, and planning. Their advisory services help with policy development and compliance, ensuring your business stays on the right track.

What their clients say…..

“ We have been with Anchor Managed Solutions since their early beginnings. In the area of IT there can be so many things that come up and there have been bumps in the road but they have always made things better. I really feel like they have our backs. They will get to work when issues arise and do whatever it takes to take care of things as quickly as possible. I am pleased with our partnership with Anchor Managed Solutions and that is why we have been with them for so long.”
- Diana Perviera.

In addition to their comprehensive IT support, Anchor Managed Solutions offers their clients procurement services. Whether you need hardware, software, or online store membership and discounts, Anchor has you covered!

Anchor Managed Solutions is a proud Indigenous-owned Saskatchewan company. This distinction signifies a commitment to diversity, inclusion, and empowering Indigenous peoples in business. As an Indigneous-owned enterprise, Anchor Managed Solutions contributes to the region's economic development and promotes cultural awareness and social responsibility. It is a testament to the potential for success and collaboration in an increasingly diverse and interconnected global economy. It demonstrates that when businesses prioritize Indigenous ownership and values, they enrich the fabric of their communities and foster a more inclusive and equitable society.

But what truly sets Anchor Managed Solutions apart is their teams’ proactive approach to IT and cybersecurity. They are dedicated to taking the burden of technology management off your shoulders so you can focus on what truly matters – growing your business. Their tagline, "IT Done Right," reflects their commitment to excellence and their promise to deliver IT solutions that truly work for you.

Welcome Anchor Managed Solutions Ltd to the Trusted Regina Community.

Welcoming Regina Legion Branch 001 to the Trusted Regina Community As A Trusted Regina Non Profit

26. Oct 2023 Trusted Regina Regina Non-Profits, Trusted Partner News, Trusted Regina new Trusted partner

The Trusted Regina team is thrilled to announce a new category in 2023- Trusted Regina NON-PROFITS! This is such a good fit for us, as we have always had a strong community focus. Trusted was proud to be recognized as the Saskatchewan Chamber of Commerce ABEX Award for Community recipient in 2017. In 2023, we felt it was time to extend the love, and we are revealing the second of our three Trusted Regina Non-profits. We are excited to announce that Regina Legion Branch 001 is our second Trusted Regina non-profit partner.

A Long History Of Supporting Veterans

In 1926, history was made when the Regina Legion Branch was issued its charter, marking it as the very first branch of the Royal Canadian Legion. Nestled at 1820 Cornwall Street, this historical institution has served as a pillar of support and a home away from home for our nation's heroes. Today, we proudly welcome Regina Legion Branch 001 to the Trusted Regina community as a Trusted Regina Non-profit, recognizing their invaluable contributions to our society.

Trusted Regina Lending A Helping Hand Where It Is Truly Needed

The past few years have been exceptionally challenging for the Regina Legion, as the global pandemic disrupted their operations and gatherings. Coupled with an aging demographic, regaining past membership numbers, volunteers, and sponsors has proven to be an uphill battle. Nevertheless, the Regina Legion Branch 001 membership remains unwavering in its dedication to its mission.

The Royal Canadian Legion was founded by Veterans for Veterans, and the Regina Legion continues to passionately advocate for the care and benefits of all who have served, regardless of when or where they served. This dedication extends to the currently serving Canadian Armed Forces, RCMP, and their families. The Regina Legion offers them representation and assistance, and access to these crucial services is provided at no cost, whether or not individuals are Legion members.

Legion Branches serve as the heart of communities across Canada, providing one of the largest volunteer bases in the nation. With 1,350 Branches spread from coast to coast, Legion members are pivotal in offering local services and support that contribute to building a stronger Canada. Their multifaceted efforts include assisting local Veterans, supporting seniors, initiating youth sports programs, fundraising, volunteering to aid those in need, and providing a welcoming space for gatherings, fun, and celebration. In essence, Legionnaires offer indispensable services within their communities.

Moving Forward

The Trusted Regina team and our community stand alongside the Regina Legion Branch 001. We hope to provide support and increase community engagement and awareness that will, in time, help pave the way for their future growth and revitalization. Exciting developments are underway, such as the newly renovated event space, grants to get them back on track, and soon the re-opening of their museum; if you have not yet had the chance to witness the stunning interior of their building on Cornwall Street, prepare to be amazed by its historical significance and beauty.

As Trusted Regina welcomes the members of Regina Legion Branch 001 to our community, we also extend our heartfelt gratitude for their unwavering commitment to our Veterans and the broader community. The Legion has been an essential part of our country's history and is vital in shaping our future. Together, we can continue to ensure that the legacy of service, sacrifice, and support lives on.

Regina, help us help Regina Legion Branch 001 go from surviving to thriving. Their work is too important, and to do it well, they need community support!

'Let's Make A Difference Together'

Regina Legion Branch 001 Is A Trusted Regina Non-Profit

The Trusted Community Welcomes The Kinsmen Foundation -TeleMiracle As The First Trusted Regina Non Profit

24. Oct 2023 Trusted Regina Trusted Partner News, Trusted Regina Directory , Trusted Regina new Trusted partner

The Trusted Regina team is thrilled to announce a new category in 2023- Trusted Regina NON-PROFITS!

This is such a good fit for us, as we have always had a strong community focus. Trusted was proud to be recognized as the Saskatchewan Chamber of Commerce ABEX Award for Community recipient in 2017.

In 2023, we felt it was time to extend the love, and we are revealing the first of our three Trusted Regina Non-profits. We are excited to announce that The Kinsmen Foundation - TeleMiracle is our first-ever Trusted Regina non-profit partner.

The Trusted Regina team is thrilled to welcome the Kinsmen Foundation - TeleMiracle to the Trusted Regina community.

We are grateful to have a wonderful relationship with the folks at The Kinsmen Foundation here in Saskatoon. Our sister company, Trusted Marketing Services, has been working with The Foundation for the last ten months, helping them with social media and other marketing pieces, and a past Trusted Saskatoon team member, Carman Praski, is the Fund Development Manager. Carman introduced us to the organization in 2022, and we are in awe of all they do for this province! We look forward to helping them reach even more people through our networks and assisting them in raising as much money as possible through the 2024 TeleMiracle Telethon, which takes place in Regina on February 24th and 25th.

"Ring Those Phones"

TeleMiracle, the beloved annual telethon, has been a cornerstone of Saskatchewan culture for decades, raising millions of dollars to support people in need. As we open our hearts and arms to the incredible team at TeleMiracle, let's explore the history of this iconic event and its remarkable impact on the people of Saskatchewan.

The TeleMiracle Legacy

The history of TeleMiracle stretches back to 1977, when it was first introduced as an annual telethon organized by the Kinsmen and Kinettes of Saskatchewan. Over the years, it has become a cherished Saskatchewan tradition, as much a part of the province's cultural fabric as wheat fields and prairie sunsets.

Every year, TeleMiracle unites people across Saskatchewan with a shared purpose: to raise funds to support individuals with medical expenses, special needs, and mobility challenges. The telethon is more than just a fundraiser; it is a symbol of hope, unity, and the indomitable spirit of the people of Saskatchewan.

The Impact of TeleMiracle

TeleMiracle's impact on Saskatchewan cannot be overstated. The funds raised through this annual event go to support a wide range of programs and services, including medical equipment, travel assistance, and other vital resources for individuals facing life-altering challenges. See an example of their impact in the video below.

The Kinsmen Foundation, through TeleMiracle, has played a crucial role in transforming lives and providing much-needed assistance. Many families and individuals have found hope and relief through their initiatives. The positive impact of TeleMiracle extends not only to those directly assisted but also to the entire province. It reflects the compassion and generosity that define the Saskatchewan community.

A Team with Huge Hearts

At the heart of TeleMiracle's success is the dedicated team of dedicated individuals working tirelessly to make it all happen. The Kinsmen Foundation's dedicated employees, who work tirelessly behind the scenes all year, the Kinsmen and Kinettes of Saskatchewan, along with countless volunteers, have shown unwavering commitment and enormous hearts in their efforts to organize the annual TeleMiracle telethon. They embody the spirit of Saskatchewan, where people come together to help one another, where communities rally in times of need, and where kindness knows no bounds.

This exceptional team exemplifies the very essence of Trusted Saskatoon, where businesses and organizations that are committed to their community and share a genuine desire to make a positive impact are celebrated.

“The Kinsmen Foundation is an amazing organization with a genuine mission to help Saskatchewan residents with miracles of mobility equipment and much needed financial support when they have nowhere else to turn. I’m so humbled and grateful to be able to give my time and talents to making our province a better place, one individual and one family at a time. TeleMiracle is truly rooted in Saskatchewan with such a long-standing tradition of success, and without our generous TeleMIracle donors, who are our true Miracle Makers, we couldn’t do what we do in Helping People Every Day. Thank you, Saskatchewan!” – Carman Praski, Fund Development Manager, Kinsmen Foundation

As we welcome the Kinsmen Foundation's TeleMiracle to TrustedRegina as a Non-Profit, we embrace not only a tradition but a symbol of hope, unity, and the incredible spirit of Saskatchewan. TeleMiracle has touched countless lives, providing assistance, support, and a beacon of hope to those who need it most. We look forward to supporting their continued efforts and to standing alongside this incredible team. In an ever-changing world, it's comforting to know that the values of compassion, community, and a willingness to lend a helping hand remain unwavering in Saskatchewan. TeleMiracle is a shining example of these qualities. We salute the Kinsmen and Kinettes of Saskatchewan and all who contribute to this incredible endeavour. Together, we'll continue to positively impact our province, as their motto says...

'Helping People Every Day'

Kinsmen Foundation - TeleMiracle is a Trusted Regina Non-Profit

Congratulation to Al Schick Construction on Celebrating Their 20th Anniversary

6. Jul 2023 Trusted Regina Regina Contractors, Regina Renovations & Design

CONGRATULATIONS, AL SCHICK CONSTRUCTION - CELEBRATING 20 YEARS OF TRUSTWORTHY BUSINESS PRACTICES IN REGINA

This latest article celebrates and recognizes Al Schick Construction, Trusted Regina Contractor, and Regina residential renovation pros. as they celebrate 20 years in business!

'A Regina General Contractor You Can Trust

AL SCHICK CONSTRUCTION CELEBRATES 20 YEARS!

Congratulations to Al Schick Construction on celebrating 20 years! The business has been operating since 2003, and he runs a well-established local family-owned and operated Trusted Regina renovation company. Led by Al Schick, who has extensive experience in renovations and project management, the company has built a stellar reputation in Regina.

A HISTORY OF EXCELLENCE AS STANDARD

Al Schick's expertise in construction has been passed down to his son, Les Schick, who has been involved in the business since his teenage years. This family connection ensures a strong commitment to quality workmanship and customer satisfaction.

One of the distinguishing features of Al & Les Schick is their personalized approach to each client. Unlike larger companies, they take the time to get to know their customers personally and prioritize their wants and needs. They aim to bring their client’s visions to life and provide personable, friendly, trustworthy, and professional service.

“ I would like to thank all of my current and past customers for their business and support, which enabled us to remain in business for 20 years and counting. I would also like to thank my team of past and current employees, including my son Les, for their hard work and attention to detail, because without good people, you can’t do good work. “ Al Schick

The company specializes in various residential and commercial projects in Regina, including interior and exterior renovations. They handle everything from office renovations to large full-scale renos and additions. Whether planning a project for your home or business, requiring insurance work, or needing professional project management services, Al Schick Construction is dedicated to delivering top-notch results.

Their clients say it best!

“Al is first class all the way! We had a basement renovation completed by Al and an extremely complicated garage added to our home. I would give a 10 out of 10 rating on every aspect of his integrity and workmanship. I have sent many friends to Al and will continue to do so. If I ever need work done in the future, I will pick up the phone, call Al and never even question his bill. I truly do Trust him to do a great job” -Bob R.

A word from Trusted Sara about her personal experience with Al Schick Construction.

" I was told about Al Schick within weeks of arriving in Regina and looking for good, trustworthy contractors. He was quite hard to track down initially, as he had no website or social media, I eventually got his card from another client in the home building industry and gave him a call. He was friendly on the phone and seemed intrigued about the concept. He agreed to meet me for coffee to learn more but did warn me that he doesn't advertise. Our meeting went really well, he struck me as a warm, humble and friendly man who clearly cares about his customers. He talked about how important it was to him that his customers were happy with the work that was done, and how he was lucky to be doing what he loved for a living. To this day I am grateful that the only place he ever advertised is Trusted Regina, and that he extended his trust to me, he is a perfect example of the kind of businesses I love working with and promoting. In 2022 I met Les Schick for the first time. We met lots and worked together on website content, so I got to know him well which has been great. Les is a chip off the old block and it is great to see a long-term succession plan in place. Regina is lucky to have such a wonderful family construction business as an option, and I can't recommend Al Schick Construction highly enough. - Sara Wheelwright, Trusted Regina founder.

With their years of experience, dedication to quality, and trusted reputation, Al Schick Construction is a Regina general contractor you can trust. Congratulations, Al & Les, once again, on reaching this significant milestone!

Thank you for TRUSTING us, Al and Les. You have provided ten years of AMAZING service to the people of Regina & area as a Trusted Regina Partner in Regina Contractors and Regina Renovations categories. We are proud to support Al Schick Construction, and we are thrilled to share that they have diligently upheld the 5 TRUSTED GUARANTEES of service and NEVER had a complaint.

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