Trusted Tips and Resources

Trusted Tips & Resources

Trusted Regina Disaster Services company Winmar Restoration Specialists share a great testimonial.

WINMAR Regina's experienced and certified staff provide full-service restoration for all types of loss.Canadians are no strangers to disasters. Both natural and accidental. Fire. Flood. Wind. When your life has been turned upside-down by a catastrophe, you can count on WINMAR®. We are the Property Restoration Specialists. WINMAR IS A TRUSTED REGINA DISASTER SERVICES & REGINA GENERAL CONTRACTOR

Here they share a great Testimonial from Vince Garland


"Around January my elderly mother fell at home,at this time I didn’t realize how bad her house had become with black mould ,I called Chris at the time he came out and saw how bad the situation was Winmar came in gutted the outside walls insulated with foam re dry walled house also at this time the shower downstairs spring a leak and again Winmar took care of all the problems we did major renovations in the house new flooring drywall kitchen cupboards led lighting and I can tell you they worked with the budget we had I can’t thank Chris Steve and mike for all the work they did 
My mom couldn’t be happier thanks so much Winmar Regina they are the only company I would ever call on an emergency first rate guys." Vince Garland


WINMAR® Regina's experienced and certified staff provide full-disaster service restoration for all types of loss:

With their 24 hours a day, 7 days a week, 365 days a year service they always come through for you. See more services by clicking on the show more info button below. They also offer full general contracting services to Regina and surrounding area.

General Contractor Services include:

  • Renovations
  • New Constructions

WINMAR® knows what it takes to satisfy its customers.

'WINMAR® Coming Through For You!'

WINMAR IS A TRUSTED REGINA DISASTER SERVICES & REGINA GENERAL CONTRACTOR


Trusted Tip How to hire a local qualified contractor for your Regina home improvement or renovation project.

As homeowners we all wonder what questions to ask a contractor to avoid a potentially horrible situation.  We have all heard  nightmare stories of home renovations gone wrong but how can anyone be sure this wont happen to them?   At Trusted Regina we believe we can help.  Trusted Regina was formed to help the public find local businesses you can TRUST.  In this article we share some of the ways we research businesses to ensure we have the best local contractors.  Giving you peace of mind knowing you have hired someone you can TRUST to do the job right.  

 

Requesting proof of insurance is one of the first steps in searching for a quality and Trusted Regina contractor.  

Are they Insured ? Any good contractor should carry liability and worker’s compensation Insurance this is something you should always require a contractor to have.

Contractor Liability Insurance

This will protect you if a contractor creates damage to your home, neighboring properties or injury to a third party that may occur during the renovation.  Ask to see a Certificate of Insurance; it should state the name and address of the contractor, the amount of general liability, including coverage for bodily injury and property damage, and the effective and expiry dates of the policy as well as the date of issue of the certificate.  Once you know the contractors liability coverage take it to your Insurance provider to ensure you are fully covered during the renovation as a renovation may require you to increase your coverage for a period of time.   

Workers Compensation

Except for single-person companies, Contractors are required by law to pay WCB premiums on behalf of their employees in the event of a workplace injury. Hiring a contractor that is not in compliance makes YOU the homeowner the project manager and liable for ANY injuries occurred during the renovation. Request a letter of good standing to ensure their premiums are paid up.  

Ask for references 

When anyone applies for a job they are required to provide references.  Why should a contractor be any different!  At Trusted we ask for so many references it's borderline obscene... it is A LOT and we call them all!. We don't anticipate you calling the number we do but we do think it is always a good idea to request references and that you call them.  Typed references or letters of recommendation are ok but a voice and a person are always best. 

There are two types of references you should request.

Client References:

Gaining a list of people who have used there service is extremely helpful and an indication of the amount of jobs they have done.  Asking if they did a good job is not always a good indication of the quality of their work and dedication to customer service.  Dig deeper. here are some suggested questions. - How did you find the contractor? how many jobs have they done for you?  Would you hire them again?  Would you recommend them to a family member? Did they finish the job on time?  Did they charge you the price quoted?  We have the 5 Trusted Guarantees and all of our contractors have to uphold them these are only some of the questions we ask. 

Supplier references

Though not always foolproof, supplier references are very important and help give some insight as to weather or not the contractor pays it's suppliers on time.  Which may in turn help you protect yourself from creditor liabilities.  Builders lien's are something you should know about and try to avoid!.  Here is a great article on how to avoid a builders lien.  

Check their online rating and memberships 

Another way to check and see if a contractor is worth hiring it to check sources like Trusted Regina to see if they have been put through a process of ensuring that they are who they claim to be. This is also are a very strong indicator of a company's commitment to professionalism. You should also search to see if any complaints have been made about them online and how they dealt with those complaints.  From time to time mistakes can happen.  But it is how a company deals with those mistakes that can show a great deal about how they would deal with you.  

Experience, education and certification 

Trade licencing requirements 

A contractor should easily be able to tell you how long they have been in business and have a valid business licence.  Beyond that there are other things you should ask.  Depending on the type of work you want done there are licencing requirements for different trades in Saskatchewan.  Ensuring that each trade has the proper licencing can prevent major issues down the line.  In Saskatchewan there are four compulsory apprenticeship trades. Electrician, Plumber, Refrigeration Mechanic and Sheet Metal Worker. To work in a compulsory apprenticeship trade you must have a journey person certificate or be registered as an apprentice with the SATCC. If one of the trades your contractor has working on your project claims to be a professional in this area ask for their certification. 

Ask for Examples of their work

Most contractors have tons of images of work they have done in the past.  See examples of their work can give you a good indication of the type of work they can do.  We do caution you however that sometimes that though they may be very lovely images you can't always be sure of the quality of the underlying work!

More info...

We hope this article helps you find the right contractor for your renovation project. We always hope you choose one of our Trusted Regina Contractors for any of your projects.   

If you are looking for more information about hiring a contractor we have several other articles that can help steer you in the right direction.




Al Schick Construction your Trusted Regina Contractor and Renovation expert shares a tip on hiring a Contractor - PART 2

If its time to finally finish that basement or the year you refresh that tired old bathroom, maybe your office could use a redesign and some upgrades.... Whether you are planning a renovation to your home or office space, AL SCHICK CONSTRUCTION can help!

They specialize in residential and commercial projects including interior and exterior renovations....from offices to old character and newly built homes. If you are planning a project or a renovation on a specific area of your home or business, look to the experts at AL SCHICK Construction to get the job done right!

AL SCHICK CONSTRUCTION are a TRUSTED REGINA CONTRACTOR and Renovation Experts

Here Al shares a tip on hiring a Contractor:

PART 2 

After You Hire a Contractor

Keep Records

 

Keep all paperwork related to your project in one place. This includes:

  • copies of the contract
  • change orders
  • any correspondence with your home improvement professionals
  • a record of all payments. You may need receipts for tax purposes.

Keep a log or journal of all phone calls, conversations, and activities. You also might want to take photographs as the job progresses. These records are especially important if you have problems with your project — during or after construction.

Pay Wisely

 

 

Don’t make the final payment or sign an affidavit of final release until you’re satisfied

Besides being satisfied with the work, you also need to know that subcontractors and suppliers have been paid. Laws in your state might allow them to file a mechanic’s lien against your home to satisfy their unpaid bills, forcing you to sell your home to pay them. Protect yourself by asking the contractor, and every subcontractor and supplier, for a lien release or lien waiver.

Know the limit for the final bill

Some state or local laws limit the amount by which the final bill can exceed the estimate, unless you have approved the increase.

Know when you can withhold payment

If you have a problem with merchandise or services charged to a credit card, and you’ve made a good faith effort to work out the problem with the seller, you have the right to contact your credit card company and withhold payment from the card issuer for the merchandise or services. You can withhold payment up to the amount of credit outstanding for the purchase, plus any finance or related charges.

Use a Sign-Off Checklist

 

 

 

Before you sign off and make the final payment, check that:

  • all work meets the standards spelled out in the contract
  • you have written warranties for materials and workmanship
  • you have proof that all subcontractors and suppliers have been paid
  • the job site has been cleaned up and cleared of excess materials, tools, and equipment
  • you have inspected and approved the completed work

Signs of a Home Improvement Scam

 

How can you tell if a contractor might not be reputable? You may not want to do business with someone who:

  • knocks on your door for business or offers you discounts for finding other customers
  • just happens to have materials left over from a previous job
  • pressures you for an immediate decision
  • only accepts cash, asks you to pay everything up-front, or suggests you borrow money from a lender the contractor knows
  • asks you to get the required building permits
  • tells you your job will be a "demonstration” or offers a lifetime warranty or long-term guarantee
  • doesn’t list a business number in the local telephone directory

 

The Home Improvement Loan Scam

 

 

Here’s how it works: a contractor calls or comes to your door and offers a deal to install a new roof or remodel your kitchen. He says he can arrange financing through a lender he knows. After he starts, he asks you to sign papers; they may be blank — or he might hustle you along and not give you time to read through them. Later you find out you’ve agreed to a home equity loan with a high interest rate, points, and fees. What’s worse, the work on your home isn’t done right or isn’t completed, and the contractor — who may already have been paid by the lender — has lost interest.

To avoid a loan scam, don’t:

  • agree to a home equity loan if you don’t have the money to make the payments
  • sign a document you haven’t read or that has blank spaces to be filled in after you sign
  • let anyone pressure you into signing any document
  • deed your property to anyone. Consult an attorney, a knowledgeable family member, or someone else you trust if you’re asked to.
  • agree to financing through your contractor without shopping around and comparing loan terms

Report a Problem

If you have a problem with a home improvement project, first try to resolve it with the contractor. Many disputes can be resolved at this level. Follow any phone conversations with a letter you send by certified mail. Request a return receipt. That’s your proof that the company received your letter. Keep a copy for your files.

If that fails, consider getting outside help like:

For More Information

National Association of Home Builders

National Association of the Remodeling Industry

The American Institute of Architects

ENERGY STAR

 

 

Check out his listing to read the great things his clients has to say about Al Schick Construction in the Regina Contrators category on the Regina Directory 

 

 

Al Schick Construction Trusted Regina Contractor and Renovators tip on hiring a Contractor

If it's time to finally finish that basement or the year you refresh that tired old bathroom, maybe your office could use a redesign and some upgrades. Whether you are planning a renovation to your home or office space, AL SCHICK CONSTRUCTION can help!  They specialize in residential and commercial projects including interior and exterior renovations....from offices to old character and newly built homes. If you are planning a project or a renovation on a specific area of your home or business, look to the experts at AL SCHICK Construction to get the job done right! AL SCHICK CONSTRUCTION a TRUSTED REGINA CONTRACTOR and Renovation Expert

Al's tip on hiring a Contractor


Adding a room, renovating a basement, or doing some much-needed repairs? Finding a good contractor is important — a home improvement project gone wrong can cost you. A good ad isn’t proof a contractor does quality work. Find out for yourself. Check with friends, neighbours, or co-workers who’ve had improvement work done, and check out a contractor’s reputation on online review sites you trust( Like Trusted Regina ). Get written estimates from several firms, keeping in mind the lowest bidder may not be the best choice. Also important: know the signs of a scam.

Finding a Contractor

Depending on how big or complex a project is, you might hire a:

  • general contractor, who manages all aspects of a project, including hiring and supervising subcontractors, getting building permits, and scheduling inspections
  • specialty contractor, who installs particular products like cabinets and bathroom fixtures
  • architect, who designs homes, additions, and major renovations — especially ones involving structural changes
  • designer or design/build contractor, who provides both services

 

Do Your Research

Check with friends, neighbours, or co-workers who’ve used a contractor

If you can, take a look at the work done and ask about their experience.

Look at sites you trust that post ratings and reviews

Do people seem to have similar experiences, good or bad? You also can check out a contractor’s online reputation by searching for the company’s name with words like “scam,” “rip-off,” or “complaint.”


Find out how long they’ve been in business

Look for an established company whose record and reputation you can check out.

Check for qualifications, like licensing

Many states, but not all, require contractors to be licensed and/or bonded. Check with your local building department or consumer protection agency to find out about licensing requirements in your area. Licensing can range from simple registration to a detailed qualification process. If your state or locality has licensing laws, make sure the contractor’s license is current.

Before You Hire a Contractor

Get Estimates

Once you’ve narrowed your options, get written estimates from several firms. Don’t automatically choose the lowest bidder. Ask for an explanation to see if there’s a reason for the difference in price.

Ask Questions

How many projects like mine have you completed in the last year?

Ask for a list so you can see how familiar the contractor is with your type of project.

Will my project require a permit?

Most states and localities require permits for building projects, even for simple jobs like decks. A competent contractor will get all the necessary permits before starting work on your project. You may want to choose a contractor familiar with the permitting process in your county, city, or town.

May I have a list of references?

A contractor should be able to give you the names, addresses, and phone numbers of at least three clients with projects like yours. Ask each client how long ago the project was and whether it was completed on time. Was the client satisfied? Were there any unexpected costs? Did workers show up on time and clean up after finishing the job? You also could tell the contractor that you’d like to visit jobs in progress.

What types of insurance do you carry?

Contractors should have:

  • personal liability
  • worker’s compensation
  • property damage coverage

Ask for copies of insurance certificates, and make sure they’re current, or you could be held liable for any injuries and damages that occur during the project.

Will you be using subcontractors on this project?

If so, make sure the subcontractors have current insurance coverage and licenses, too, if required.

To find builders, remodelers, and related providers in your area that are members of the National Association of Home Builders, visit nahb.org. To find detailed information about a builder, service provider, or remodeler in your area, contact your local home builders association.

Understand Your Payment Options

Don’t pay cash

For smaller projects, you can pay by check or credit card. Many people finance larger projects.

Try to limit your down payment

Some state laws limit the amount of money a contractor can request as a down payment. 

Try to make payments during the project contingent upon completion of defined amounts of work

This way, if the work isn’t going according to schedule, the payments to your contractor also are delayed.

Get a Written Contract

Contract requirements vary by state. Even if your state doesn’t require a written agreement, ask for one. It should be clear and concise and include the who, what, where, when, and cost of your project. Before you sign a contract, make sure it includes:

  • the contractor’s name, address, phone, and license number (if required)
  • an estimated start and completion date
  • the payment schedule for the contractor, subcontractors, and suppliers
  • the contractor’s obligation to get all necessary permits
  • how change orders are handled. A change order is a written authorization to the contractor to make a change or addition to the work described in the original contract and could affect the project’s cost and schedule.
  • a detailed list of all materials including each product’s colour, model, size, and brand. If some materials will be chosen later, the contract should say who’s responsible for choosing each item and how much money is budgeted for it (this is also known as the “allowance”).
  • information about warranties covering materials and workmanship, with names and addresses of who is honouring them — the contractor, distributor, or manufacturer. The length of the warranty period and any limitations also should be spelled out.
  • what the contractor will and won’t do. For example, is site clean-up and trash hauling included in the price? Ask for a "broom clause" that makes the contractor responsible for all clean-up work, including spills and stains.
  • any promises made during conversations or calls. If they don’t remember, you may be out of luck — or charged extra.
  • a written statement of your right to cancel the contract within three business days if you signed it in your home or at a location other than the seller’s permanent place of business.


 

Al Schick Construction your Trusted Regina Contractor and Renovation Expert shares a tip on the difference between a General Contractor vs Builder

If its time to finally finish that basement or the year you refresh that tired old bathroom, maybe your office could use a redesign and some upgrades.... Whether you are planning a renovation to your home or office space, AL SCHICK CONSTRUCTION can help!

They specialize in residential and commercial projects including interior and exterior renovations....from offices to old character and newly built homes. If you are planning a project or a renovation on a specific area of your home or business, look to the experts at AL SCHICK Construction to get the job done right!

AL SCHICK CONSTRUCTION are a TRUSTED REGINA CONTRACTOR and Renovation Experts

 

Here Al shares the difference between a General Contractor vs Builder:

Is there a difference?

General Contractor

A general contractor or “contractor” is a person or company that organizes and oversees a construction project from start to finish. They complete the job by hiring different subtrades to perform each step of the project. For example: They would hire excavators to prepare the site, a concrete company to form and poor the foundation, framers to put up the shell and so on. They make their money by charging a percentage on top of all the subtrades’ bills. This is a common way for individuals who do not have hands on knowledge of the building process, or no longer want to work in a hands on way, to run a successful construction company. 

Builder

A builder is a person or company that brings in a crew that works from start to finish on your project. The crew is generally trained to do every aspect of the construction process, from concrete to roofing to painting, keeping the use of subtrades to a minimum. (Because of the complexity of the work and the additional licenses required, mechanical, electrical and plumbing work is always contracted out to professionals.) A builder gets paid one of two ways. One is called “contract” and other is “time and material”. It is up to you to decide what works best for your project.

Some builders focus strictly on the carpentry end of the project while outsourcing the rest to subtrades. Also a very common relationship known as a Builder/ Contractor.

 

Check out his listing to read the great things his clients has to say about Al Schick Construction in the Regina Contrators category on the Regina Directory   

 

 

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