Trusted Tips and Resources

Trusted Tips & Resources

CONGRATULATIONS Dusyk & Barlow Insurance Brokers- Celebrating 10years as Trusted Regina Insurance Brokers

CONGRATULATIONS, DUSYK & BARLOW INSURANCE BROKERS- CELEBRATING 10 YEARS OF TRUSTWORTHY BUSINESS PRACTICES IN REGINA 

TRUSTED REGINA RECOGNIZES OUR PARTNERS WHO HAVE BEEN TRUSTED FOR OVER 10 YEARS!


In this series of recognition articles, we continue to spotlight the businesses that have been Trusted Regina Partners for over ten years. Currently, we are recognizing the group of Partners that joined the Trusted Regina community in 2012. We want to thank them for TRUSTING our team, and we are identifying each of them individually for providing ten years of OUTSTANDING service to the citizens of Regina and the surrounding area! This latest article celebrates and recognizes Dusyk & Barlow Insurance brokers.

 “Protecting What’s Important Since 1936”

DUSYK & BARLOW INSURANCE BROKER  


Dusyk & Barlow is a 100% locally owned Regina Insurance Brokerage providing honest, reliable, and personalized service to all its clients. Their long-standing reputation in the Regina community remains strong through maintaining high standards of excellence and ensuring that their client’s insurance needs are met.


Dusyk & Barlow are proud to have provided insurance services to Regina and area residents since 1936, that's for over 87 years! The team prides itself on providing superior customer service and maintaining its reputation as a trusted and reliable locally-owned and operated Regina insurance business for the next 80 years! Their success is powered by their team of insurance experts, who take the responsibility of protecting you and your family very seriously. They live and breathe insurance and want to make sure you have peace of mind knowing your home, business, and family are adequately insured for all of life’s circumstances. 

Dusyk & Barlow has access to eight different insurance providers. This means that all the company’s brokers must constantly keep themselves up to date on what each insurer provides. Through Dusyk & Barlow’s website, clients can access many SGI services and obtain home insurance quotes. Their decades of experience prove particularly valuable for that purchasing insurance for commercial endeavours. The Regina brokers work with clients to determine what they feel they need to have insured versus how much risk they could feel comfortable assuming for themselves. Another bonus for Dusyk & Barlow’s commercial clients is that the company is licensed to provide insurance in all western provinces from B.C. to Manitoba. This is particularly valued by clients who open a business in Saskatchewan and later expand into other western provinces. 

FAMILY-OWNED REGINA INSURANCE BROKERS 


A quick Google and you will see many online reviews; the customer feedback is consistently excellent. They have many loyal clients who have been Dusyk & Barlow Insurance clinets for generations.

What Their Clients Say...


"I have gone to Dusyk and Barlow for 10 years, for all my home, auto, and rental property insurance needs. Amazing brokers who always works to find the best options for me, and all the staff are friendly, professional, and knowledgeable." A.J- Google


" All staff are very pleasant and easy to understand. When ever I need something, Jenna or another coworker goes over and above my expectations. Super convenient location! Have been with for about nine years and will stay as long as I'm in SK. Nice to see some businesses still have that personal touch." - Kevin Gwillim, Google

A word from Stephen Barlow


"We’re there to answer questions and make sure the client knows what to expect and what to do. We make sure the client is fully aware of how the process works and that they are doing everything right. We’d rather you ask a question now than after something happens and find out that something could have been done. We want to educate our customers, so they know exactly what they are getting. It may not always be the answer the client is looking for, but they can be assured when they leave here, they’ve got the proper information,” says Stephen. “It has served us well and still does going forward.”

    A word from Sara, the Trusted Regina founder, about her personal experience with Dusyk & Barlow Insurance.


"Dusyk & Barlow Insurance Brokers have been the Insurance brokers for Trusted for over ten years, and I have found the staff to be knowledgeable, courteous and super helpful. Stephen, Rob, Kendrick and the management team lead by example; they are a pleasure to deal with as clients and as a customer. This local family owned company has a huge heart and I am impressed with their ongoing commitment to supporting the Regina community. Dusyk & Barlow Insurance sponsor many local community initiatives, and in addition, they hold an annual pancake breakfast every summer, which started in 2011 and their Four Weeks of Christmas Cheer, where they choose four different local non profits /causes to contribute time and funds to over the Christmas season." - Sara Wheelwright 

Thank you for TRUSTING us, Stephen, Rob, Kendrick and the team at Dusyk & Barlow. The company has provided ten years of AMAZING insurance service to the people of Regina & area as a Trusted Regina Insurance Partner. We are proud to support you and to share that they have diligently upheld the 5 TRUSTED GUARANTEES of service. 


Congratulation Bergen's Auto Body - Celebrating 10 Years as a Trusted Regina Autobody & Collision Repair Shop

CONGRATULATIONS BERGEN'S AUTO BODY & COLLISION REPAIR - CELEBRATING 10 YEARS OF TRUSTWORTHY BUSINESS PRACTICES IN REGINA 

TRUSTED REGINA RECOGNIZES OUR PARTNERS WHO HAVE BEEN TRUSTED FOR OVER 10 YEARS!


In this series of recognition articles, we continue to shine a spotlight on the businesses that have been Trusted Regina Partners for over 10 years. Our team is recognize the partners that joined the Trusted Regina Community in 2012. We want to thank them for TRUSTING our team, and we are identifying each of them individually for providing 10 years of OUTSTANDING service to the citizens of Regina and the surrounding area! This latest article celebrates and recognizes Jon, Tyson and the team &  Bergen's Auto Body & Collision Centre Regina - your Trusted Regina Autobody shop for over ten years! 

'WE TREAT YOU LIKE FAMILY' 

BERGEN'S AUTO BODY & COLLISION CENTRE 

Bergen’s Auto Body is an SGI Accredited, OEM Certified Regina Auto Body and Collision Repair shop. They specialize in foreign vehicles and offer an auto body concierge service to their customers. 
Bergen’s are known for their tag line ‘We Treat You Like Family’. However, this doesn’t mean that they are a small shop. They are highly qualified professionals with state of the art equipment, and they invest in continually advancing their skills, experience, and accreditations. Their team is waiting  to guide you through the repair process from beginning to end.  


 

A LONG HISTORY OF OUTSTANDING SERVICE IN REGINA's AUTO BODY INDUSTRY.

John Bergen Senior and his wife Bev Bergen started the business on Nov 1st, 1991, with 6 employees. Now decades later the team has more than tripled in size! Jonathon Bergen joined his Father in the family business and he is now an owner. The team also includes younger brother Tyson Bergen, along with manager Paulo Di Antonio, and administrator Mandy Senger, who always greets visitors with a smile!!


THE BERGEN'S DIFFERENCE ! 

The team at Bergen’s are committed to working on improving our skills and level of service. They invest in ongoing training and ensure that our technicians are always up to date with the collision repair industries latest technologies. They are recognized in Regina for our exceptional customer service. They have many unique ways that they differentiate themselves from the competition.

Bergen’s Auto Body & Collision Centre is proud to be an OEM Certified Regina Auto Body Shop.

An OEM certification is a certification bestowed by a car manufacturer to a collision repair shop that meets the following standards:

  • Technician training to ensure technicians know the protocols and processes to repair a specific make and model of vehicle
  • Tooling to ensure the shop has the right machines and tools to perform repairs to the auto maker’s specification
  • Equipment to ensure that original equipment manufacturer parts are used so that a repaired vehicle maintains the same capabilities, performance, and safety assurances
  • Each automaker has its own certification requirements, and shops invest tens to hundreds of thousands of dollars to earn and maintain OEM certifications.
When you choose an OEM-certified auto body collision repair shop like Bergen’s Auto Body in Regina, you aren’t just taking their word for the quality of work. Trusted Regina can assure you that the quality claims are backed up by a third-party that will not compromise its standards because the auto maker’s reputation is on the line, too.

Bergen’s are an SGI High-Performance Partner Program Accredited auto body shop. 

Only the most trusted and best Regina auto collision centres receive this status. Jon and the team have worked very hard and are very proud of this achievement. They are authorized to do appraisals for your claim. This means if you are in an accident you can go directly to Bergen's and they will assist you from start to finish.  

Bergen's Advance Repair Plan

When you choose Bergen’s Auto Body & Collision Centre for your Regina auto body shop, they do an in-depth assessment of your vehicle which they call their advance repair plan. It is no different than a building blueprint. This well thought out process helps their technicians fix your vehicle properly and it ensures they find any hidden damage. Having the plan ready and accepted by SGI helps you, as it means we are fully prepared when your vehicle arrives for repair. They will have all the parts required in the shop and the repairs will be completed correctly, in less time, and more efficiently. This is a WIN -WIN! 


A quick Google will reveal stellar reputation. Bergens have an amazing 5 Star Rating  🌟🌟 🌟 🌟 🌟 - with over 250 Google reviews as of Feb 1st 2023!! The customer feedback is consistently excellent and they are always in the pursuit of excellence!

What Bergen's Auto Body Clients Say ...


"Bergen’s is an “A” One Business in Regina Saskatchewan. I needed body work done due to a person hitting my vehicle in a parking lot. While the vehicle was in their shop, I asked them to replace the front windshield also. During the time my vehicle was in their shop, they supplied me with updates as to the progress of the repairs, which I greatly appreciated. Their work is top notch; in my opinion, the BEST in Regina! They not only returned my vehicle with the body work completed and my car looking fabulous, but they returned my vehicle in immaculate condition. Washed, and not a spec of dust. The Bergen’s guarantee superb workmanship, and they deliver! Thank You!" - Patricia Knapp- Google

"Wow!! These guys are AWESOME! Did an SGI claim through them, they kept me up to date the entire time, I got texts every step along the way of the repair and they finished it sooner than I anticipated. But wow it looks amazing inside and outside of the car! I was letting my brother use my car and it was starting to get stinky in there and they even cleaned the interior. I am so happy, my expectations have really been exceeded!" - Sarah S - Google
“We are your neighbours and friends, so it is important to provide our customers with the peace of mind that their vehicles are being repaired correctly by highly trained professionals that care about them. Our OEM certification, awards, recognition and our wonderful customer reviews support our reputation for superior customer service in Regina serving our community.  Here at Bergen’s Auto Body & Collision Centre, we treat you like family and that means we work hard to give your vehicles back to you properly and most importantly safely!”   – Jonathan Bergen – Owner 


A word from Sara, the Trusted Regina founder, about her personal experience with .


When I first met the Bergen family, I knew they were right for Trusted Regina. They are down-to-earth, hard-working folk that put everything into what they do. It is obvious that Jon and Tyson care so much about their clients and their team, they cherish the legacy passed to them from their parents, and they will do everything to do better and be better! Bergens are not only an outstanding local business and leader in the Saskatchewan autobody industry, but they are also committed to supporting the Regina community. They know from personal experience how important it is to encourage and support kids in sports, especially those that need financial assistance for equipment and fees. Helping out is a big part of who they are. They are so involved and passionate about kids' sports teams and activities in Regina that it takes work to keep up with everything they sponsor! This shows a deep level of integrity and authenticity - they love Regina, and they are grateful for all the generations of families in their city that have supported Bergen's Auto Body, a local family-owned autobody shop. The Trusted Regina community and I are better for knowing them, and we are so proud to be a part of their ongoing success; we can't recommend them highly enough! - Sara Wheelwright 

Thank you for TRUSTING us, Jon. You have provided 10 years of AMAZING service to the people of Regina & area as a Trusted Regina Auto Body and Collision Repair Partner. We are proud to support you and to share that Bergen's have diligently upheld the 5 TRUSTED GUARANTEES of service.

CONGRATULATIONS To Worby Wealth Management - Celebrating 10 years as Trusted Regina Financial Advisors

CONGRATULATIONS, WORBY WEALTH MANAGEMENT  - CELEBRATING 10 YEARS OF TRUSTWORTHY BUSINESS PRACTICES IN REGINA 

TRUSTED REGINA RECOGNIZES OUR PARTNERS WHO HAVE BEEN TRUSTED FOR OVER 10 YEARS!




 
In this series of recognition articles, we continue to spotlight the businesses that have been Trusted Regina Partners for over ten years. The Trusted team and community recognize the Partners who joined in 2012. We want to thank them for TRUSTING our team, and we are identifying each of them individually for providing ten years of OUTSTANDING service to the citizens of Regina and the surrounding area! This latest article celebrates and recognizes Chris and Jeremiah Worby from Worby Wealth Management - Trusted Regina Financial Advisors.  

‘Worby Wealth Management will help you live YOUR Dream!’ 

Worby Wealth Management 


Finding the shortest and safest route to any of your financial dreams requires planning, and only with a carefully thought out financial plan can you be sure to make the most of your resources and protect against risks along the way. At Worby Wealth Management, Chris, Jeremiah, and the team will do their best to help you achieve those dreams with a tailored plan to your specific and unique needs and financial situation.

A HISTORY OF HELPING PEOPLE ACHIEVE THEIR DREAMS

Since 2001, Chris Worby has been committed to providing a high standard of financial service to individuals, families and business owners. Chris listens and provides a personalized financial plan. He is personally invested in helping his clients attain their goals. As a third-generation Regina financial advisor, Chris believes in taking a long-term perspective for investing. He currently holds the Financial Management Advisor designation and believes in kaizen – a Japanese term meaning ‘continual improvement.’ 

Jeremiah Worby joined the team in 2021. Through being involved in the stock markets in a non-professional setting since 2007 through personal investing; and with various positions and roles in the service industry, Jeremiah brings exceptional customer service and a willingness to share his knowledge of the investing world. Focusing on clients’ needs is his main goal in helping clients achieve their investment objectives. Born and raised in Regina, Jeremiah graduated from the University of Regina in the spring of 2002 with a bachelor’s degree in Electronic Systems Engineering.

With more than 30 years of accounting and administration experience, Janet Quevillon is the administrator for Worby Wealth Management. Her natural attention to detail is a fit for ensuring all the paperwork gets to the right places in the proper order and that all transactions proceed as planned. Having had experience in financial planning administration and owning businesses in Regina, Janet brings a unique knowledge base to her work here. Her breadth of experience makes her an excellent resource as she can understand the broader scope of administration and business instead of simply pushing paper.

Together, the Worby Wealth Management team provides the highest standard of professional and courteous service. Based on their experience and knowledge of the financial industry, the Worby Wealth Management team has devised a process that helps establish a successful investing framework called the Portfolio Management System. This allows them to guide your dreams and turn them into financial reality properly.

 

Clients know that they can count on a solid exploration of all their financial planning concerns on the path to their financial plan.


What Their Clients Say...

"When I walked in to my first appointment with Chris I knew nothing about investments or RRSPs, and he made me feel at ease and took his time explaining everything to me. I left my appointment feeling much more knowledgeable and comfortable with my finances. I met Jeremiah shortly after and he is as equally friendly! I would recommend them to anyone needing a financial advisor! " Jaki M- Google


"My mother is not very tech savvy, but Jeremiah was extremely patient and accommodating for her. He is extremely knowledgeable and has gone far above my expectations for a financial advisor. I gladly recommend Worby Wealth Management for your investment needs."- Danielle B- Google 

A word from Chris Worby. 


"At Worby Wealth, we realize there are many people licensed to give advice but few advisors. We provide purposeful, deliberate advice to our clients and guidance on how to put that advice into action. In order to do this, we spend time with our clients getting to know who they are and what they are trying to accomplish. The plans we develop are the result of significant time and intelligence brought to bear both in discovery and then in recommendations. And, of course, there is no plan without a benchmark. We will meet regularly and consistently whether the markets are up or down to determine if our strategies are working. Ultimately, anything as important as your financial future needs time – and we’ll take that time here." - Chris Worby, Founder of Worby Wealth Management.
 

A word from Sara, the Trusted Regina founder, about her experience with Chris & Jeremiah at Worby Wealth Management. 


From the first moment I met Chris Worby in 2011 I liked him! Chris exudes authentic charm, and he makes you feel at ease. I immediately knew I could trust him and that he was invested in building solid relationships with his clients. Trust is crucial in the financial services industry, and the news is littered with horror stories about dishonest advisors stealing clients' money! Even though that is rare, you have to be comfortable with the person helping you with your finances as you share your financial history and future dreams. Chris and Jeremiah excel at breaking down the acronyms and high-level stuff into bite-size easy-to-digest pieces. They want their clients to understand what they are doing for them. Their offices' are relaxed, comfortable and personalized; you can see who they are as people, which is the opposite of the ' stiff, formal three-piece suit wearing' financial advisors that spring to mind when we think of an industry stereotype. As a team, they have done an excellent job of educating Regina people on the financial industry. There are many expert tips written by them in the Trusted Regina Tip library here, and that investment has served them well as their client base has grown over the last decade as people find them online and like what they see and read! They are incredible partners, and I wish them all the best for the next ten years! "    - Sara Wheelwright 

Chris & Jeremiah, Thank you for TRUSTING the Trusted Regina team. You have provided over ten years of AMAZING service to the people of Regina & area as  Trusted Regina  Financial Advisors -. We are proud to support you and to share that they have diligently upheld the 5 TRUSTED GUARANTEES of service. It is clear that the Worby Wealth Management team provides the highest level of professional and courteous service in the Regina Financial Services Industry! 




CONGRATULATIONS Al Schick Construction - Trusted Regina Contractors and Renovation Pros For Over 10 years!

CONGRATULATIONS, AL SCHICK CONSTRUCTION - CELEBRATING 10 YEARS OF TRUSTWORTHY BUSINESS PRACTICES IN REGINA 

TRUSTED REGINA RECOGNIZES OUR PARTNERS WHO HAVE BEEN TRUSTED FOR OVER 10 YEARS!

 
In this series of recognition articles, we continue to spotlight the businesses that have been Trusted Regina Partners for over ten years. We recognize the partners that joined us in 2012. We want to thank them for TRUSTING our team, and we are identifying each of them individually for providing ten years of OUTSTANDING service to the citizens of Regina and the surrounding area! This latest article celebrates and recognizes Al Schick Construction, Trusted Regina Contractor, and Regina residential renovation pros. 

'A Regina General Contractor You Can Trust

AL SCHICK CONSTRUCTION 


Al Schick has led the way in the residential construction industry in Regina for quality, integrity, and service. More recently, his son Les Schick joined the business, and the standards have remained outstanding!   




A HISTORY OF EXCELLENCE AS STANDARD


Al Schick Construction is a local family-owned and operated Regina renovation company. Al Schick has many decades of renovation and project management experience. His reputation in Regina as a contractor is second to none. Al learned the construction business from the ground up, and he is a sought-after project manager who prides himself on the quality of the work his team produces! 

Construction runs in the family, and Al has passed on his knowledge & skills to his son Les Schick. Les has helped out in the business since he was a teenager, and more recently, he decided to join the company full-time. 

Al Schick Construction specializes in residential and smaller commercial projects in and around Regina, Saskatchewan. If you need interior and exterior renovations on your office or home, they are experienced Trusted Regina contractors.

Are you planning to renovate a specific area of your home or business? Look to the Regina renovation experts at Al Schick Construction to get the job done right the first time! Check out the list of contracting services they offer here: services

Al Schick has only recently got a website built; he was busy enough without one. The new website was developed and produced by our sister company, Trusted Marketing Services. There you can see plenty of examples of Al and Les's past projects, testimonials, and customer feedback. The reviews are consistently excellent because Al is always in pursuit of excellence!

QUALITY WORK, ON TIME, ON BUDGET & WITH OUTSTANDING SERVICE! 


What Their Clients Say...


"On a scale of 1-10, Al Schick gets a 10 plus! He is a man who is clearly respected by the sub-trades that work for him and is more than wonderful to work with. He went above and beyond what was expected. Al is cooperative, accommodating and great at helping find solutions to fix problems. We will always recommend him as in my opinion there is no one else quite like him. We had a deadline and miraculously he was able to meet it. He absolutely upheld all the trusted guarantees and some. We are truly thankful for Al and his team"  - Martha.O. Regina, SK.


" Al is first class all the way! We had a basement renovation completed by Al as well as an extremely complicated garage added to our home. I would give a 10 out of 10 rating on every aspect of his integrity as well as workmanship. I have sent many friends to Al and will continue to do so. If I ever need work done in the future I will pick up the phone, call Al and never even question his bill. I truly do trust him to do a great job" Bob.R. Regina SK.


A Word From Al


"We offer our customers the same personable, friendly, trustworthy & professional work that we have since the beginning. As compared to other, larger companies we get to know you, the client, as a person and not just a number. We cater to what you want and what you need,  and our goal is to help bring your vision to life. " Al Schick 

A word from Trusted Sara about her personal experience with Al Schick Construction.


" I was told about Al Schick within weeks of arriving in Regina and looking for good, trustworthy contractors. He was quite hard to track down initially,  as he had no website or social media, I eventually got his card from another client in the home building industry and gave him a call. He was friendly on the phone and seemed intrigued about the concept. He agreed to meet me for coffee to learn more but did warn me that he doesn't advertise. Our meeting went really well, he struck me as a warm, humble and friendly man who clearly cares about his customers. He talked about how important it was to him that his customers were happy with the work that was done, and how he was lucky to be doing what he loved for a living. To this day I am grateful that the only place he ever advertised is Trusted Regina, and that he extended his trust to me, he is a perfect example of the kind of businesses I love working with and promoting. 
More recently, I was thrilled that I was able to talk him into having a website - I said "Al it's time you showcased what you do and you make it easier for people to find and check you out before contacting you." - I am glad that he trusted me once again, and I am so pleased with how the website and his new branding and logo turned out. In 2022 I met Les Schick for the first time. We met lots and worked together on website content, so I got to know him well which has been great. Les is a chip off the old block and it is great to see a long-term succession plan in place. Regina is lucky to have such a wonderful family construction business as an option, and I can't recommend Al Schick Construction highly enough.    - Sara Wheelwright, Trusted Regina founder.  

Thank you for TRUSTING us, Al and Les. You have provided ten years of AMAZING service to the people of Regina & area as a Trusted Regina Partner in Regina Contractors and Regina Renovations categories. We are proud to support Al Schick Construction, and we are thrilled to share that they have diligently upheld the 5 TRUSTED GUARANTEES of service and NEVER had a complaint. 




Trusted Regina Financial Advisors at Worby Wealth Management Explain Corporate Estate Planning

Chris Worby and Jeremiah Worby are Trusted Regina based financial advisors and Wealth Management services providers. With over 20 years of experience, Worby Wealth Management has been committed to providing a high standard of financial service to individuals, families and business owners in Regina and area. Worby Wealth Management listens and provides a personalized financial plan. In their latest Worby Wealth Management Trusted Regina Financial Tip, they discuss corporate estate planning. 

The Wealth Building Toolkit: Corporate Estate Planning

So you’ve used your corporation to build wealth and to provide a nice, stable income. At the end of it all, we all go the way we do and it’s time to consider the two inevitabilities in life: death and taxes. 

Upon the death of a shareholder, there is what we call a ‘deemed disposition’ of shares. This means that on the date of death, shareholders are considered to have sold their shares at whatever gain or loss they would incur at that time. Those shares are passed down to a new shareholder in accordance with a will or some corporate documents dictating who becomes the new shareholder. But regardless of what happens after, that shareholder has sold their shares on that date.

This can represent some problems. Let’s say no planning was done and the accounting was sloppy. If the shares were worth, say, $1,000,000 at the time of passing but had little to no cost base, that would be a $1M capital gain adding $500,000 to the income line of a taxpayer’s final tax return and a $208,000 best-case scenario tax bill.*

If the inheriting shareholder didn’t have the means to pay the tax bill and there were no other estate assets, they may have to take a dividend to pay the bill meaning they’d have to declare a $310,000 dividend to pay the tax for the dividend as well as to pay the tax for the estate - again, there are better ways to do this but it’s the least tax efficient way to manage the tax bill.

One of the ways to manage the tax bill is to own life insurance in the corporation yet again. There is a notional account called a ‘Capital Dividend Account’ that certain corporate activities create - one of which is a life insurance payout less the ACB of the policy. This ‘CDA’ allows for dividends to flow through to shareholders without attracting taxation. 

In our example above, if there was an insurance policy in the corporation which is triggered on death which is also when our deemed disposition occurs, there would be money made available to be removed from the corporation with no taxation. This could be used to pay the tax bill and provide tax-free money to remaining shareholders.

These past 3 blogs have shown the corporation as a wonderful tool for both reducing taxes while accumulating wealth, streamlining income for retirement purposes and then how to reduce tax burdens on death. It’s good when we can have all the tools in working condition!

*all personal tax calculations are estimates based on taxtips.ca tax calculator.


If you have questions about wealth building, contact Worby Wealth Management to get your questions answered and start investing in an RRSP, TFSA or other investment accounts today.

Some of the services that Worby Wealth Management can help you with: 


TRUSTED REGINA FINANCIAL ADVISORs Chris & Jeremiah Worby from Worby Wealth Management help you live your dream!

 

The comments contained herein are a general discussion of certain issues intended as general information only and should not be relied upon as tax or legal advice. Please obtain independent professional advice, in the context of your particular circumstances.  This Blog was written, designed and produced by Jeremiah Worby and Chris Worby for the benefit of Jeremiah Worby and Chris Worby who are Financial Advisors at Worby Wealth Management, a registered trade name with Investia Financial Services Inc., and does not necessarily reflect the opinion of Investia Financial Services Inc.  The information contained in this article comes from sources we believe reliable, but we cannot guarantee its accuracy or reliability.  The opinions expressed are based on an analysis and interpretation dating from the date of publication and are subject to change without notice.  Furthermore, they do not constitute an offer or solicitation to buy or sell any securities.  Mutual Funds, approved exempt market products and/or exchange traded funds are offered through Investia Financial Services Inc.

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Saskatoon, SK   S7K 1N7
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